Nonprofit USDA Housing Assistance
Helping rural families come home.
Wake Up At Home CDC guides you step-by-step through USDA Section 502 Direct home loans and Section 504 repair and disaster assistance — with a friendly team that answers the phone.
Free application help Secure document upload Save and return anytime
Three ways we can help
- 502 DirectAffordable home purchase loans for low- and very-low-income families in eligible rural areas — payment assistance may reduce the effective rate.
- 504 RepairLoans and grants to repair, improve, or modernize homes — grants may be available for very-low-income homeowners age 62 or older.
- 504 DisasterAssistance for homeowners repairing damage caused by a Presidentially declared disaster in eligible rural areas.
How it works
A guided process built for busy families and older adults.
1. Create a profile
Sign up in minutes and tell us a little about your household.
2. Complete your application
Fill out the online form. Save your progress and return whenever you're ready.
3. Upload documents & submit
Securely upload required documents. We review with you before submission.
Ready to start your application?
Create a secure client profile and we'll walk you through every step.